Ahli Bank Direct Housing Loan

Approved and granted directly by the bank to purchase a house.

• Amount should not exceed 80% of the estimated value of the property.
• Repayment could be made over a maximum period of twenty years
• Amount of installment (capital + interest) should not exceed 1/3 of salary.

Ahli Bank Public Corporation Housing Loan

Approved and granted by the bank, in collaboration with the public corporation for housing, to purchase &/or build a house

• Amount should not exceed 80% of the estimated value of the property up to a ceiling of L.L. 180,000,000.
• Repayment could be made over a period of thirty years as a maximum depending on age of applicant. (15 years to settle the loan amount and 15 years to settle the interest).
• Amount of installment (capital) should not exceed 1/3 of salary.
• In case of building a house, loan is disbursed in three payments depending on phases of completion.

Ahli bank BDL Subsidized Housing Loan

Approved and granted by the bank and subsidized by BDL, to purchase &/or build a primary residence in Lebanon.

• Amount should not exceed 80% of the estimated value of the property for Lebanese residents and 60% for expatriates and non-Lebanese citizens.
• No fixed ceiling.
• Repayment should be made over a period of fifteen years as a maximum (after grace period) that can be extended to 25 years, provided that the property cannot be sold during the 7 first years of the loan.
• Grace period ranges between 6 months to 2 years.
• Amount of installment (capital + interest) should not exceed 1/3 of salary.
• Competitive interest rate of 2.5% for the first year.
• No file fees or expert fees.
• Life and House insurances settled in monthly payments at 2.5% interest rate.